Former Penn State and Seattle Seahawks’ running back Curt Warner is suing his insurance man over football memorabilia he lost in a fire at his home last year.
Curt Warner apparently kept plenty of momentos from his days as a college and pro football star.
The former running back has filed a lawsuit, hoping to get State Farm Insurance to pay for nearly $273,000 worth of personal memorabilia he says was destroyed by a fire that took place at his Camas, Washington home in February of 2008.
In court papers obtained by Sports Collectors Daily, Warner claims that State Farm’s payment to him to cover his insured loss didn’t include the value of the memorabilia or $11,000 worth of art. Charges include Negligence, Negligent Misrepresenation and a Violation of the Consumer Protection Act.
The lawsuit states that even though he made a special point to request enough coverage for the items, Warner’s insurance salesman valued the personal property on a percentage formula of the home value rather than its actual value. His suit lists State Farm Fire and Casualty Company of Illinois and local agent Scott Edmonds as defendants.
Fire investigators determined the blaze at Warner’s house was started by a child playing with matches. The home wasn’t destroyed, but did sustain significant damage. Warner’s wife and four children were inside at the time but all escaped without injury.
Exactly what Warner lost in the fire isn’t listed in the suit.
Warner states that he was a long-time customer of State Farm who became Edmonds’ client in 2007 after his prior agent "had made no effort to keep his insurance in line with the current value of his property."
The suit, which seeks a total of $305,755 including attorney’s fees, claims Warner relied on the agent’s knowledge when he agreed to the policy. It says State Farm "failed to exercise reasonable care in ensuring that this representation was accurate and that the insurance was sufficient. Rather than evaluate the value of Warner’s property, as Edmonds promised to do, a formula was blindly applied that Edmonds knew, or should have known, was inadequate to property evaluate the replacement value of Warner’s property."
Warner was a two-time All-American at Penn State who was drafted by Seattle in 1993. He runs an auto dealership in Vancouver, WA and serves as an assistant high school football coach. He was elected to the College Football Hall of Fame this year.